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What is your customer experience with Affirm?

CFPB Complaint Radar

Powered by AI · Based on data from the U.S. Consumer Financial Protection Bureau and PissedConsumer.com

Top Affirm Consumer Issues

CFPB

  • Loan disputes
  • Charge offs
  • Payment disputes

PissedConsumer

  • Support delays
  • Double charges
  • Refund issues

Both sources reflect issues related to account management and financial disputes. Complaints about support and unresolved issues are more frequent on PissedConsumer, while the CFPB highlights concerns with charge-offs and loan-related disputes.

View all complaints on CFPB
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Barbara T Csk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Houston, Texas

Account check

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I wanted to check on my account to know if a cancelled item had been received from Amazon so that I would not be charged for it. And I received excellent customer service and I would recommend Affirm to anyone.

Preferred solution: Price reduction

User's recommendation: Call customer service and they will do anything in their power to make you a happy customer.

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Jaileen Alm
map-marker Seattle, Washington

Cancellation of stay in hotel

We book a hotel in Sacramento for 4 days but we feel we are not safe in that area so we decided to cancel our stay..

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Anonymous
map-marker Tampa, Florida

Called on phone 11 minutes spoke to 3 different people and got hung up on

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Poor rude customer service .called to make payment only to be hung up on. Hard to understand the 3 different people I spoke with

User's recommendation: Do not use them

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Carol R Dpd

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Toms River, New Jersey

I haven't heard from them yet

Updated by user Jun 27, 2026

It’s been about a month and I still haven’t heard from them!! All I wanted to do was change my phone number and email address.I still don’t understand what is so hard about that!!!

Original review Jun 12, 2026

I'll let you know when and if I hear from them. I don't understand what is so hard about changing an email and a phone number.

The phone number they have was a land line which I no longer have because I hardly ever used it. I used Affirm once when I bought a $250.00 vacuum from ***, after that they sent me an email telling me that I had a credit limit of $700.00 so I don't understand what the big deal is about changing my phone and email

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anita j Qix

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Colorado Springs, Colorado

Good *** affirm is on my credit...

Good ***

affirm is on my credit report and i don't know what it is so can you please forward me the infor so it can get paid

***

678308****

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Denices G

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Newark, New Jersey

I needed to speak to a human not avrobot

Horrible experience i will not bother to call again once. I pay off my account i will see what i will do.

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Terry M Tcb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Need to change my credit card, it has been lost. I now have a new account

Answer the phone so I can pay on time. Never had a problem with Affirm until this. I need customer service phone number

Preferred solution: Phone call from Affirm

User's recommendation: Pay on. time

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Patricia T Ofx

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Don’t write the Elderly Off

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AI Highlights
  • - Texting feels aimed at the young.
  • - The elderly should be considered.
  • - TikTok merchants push fake ads.
  • - Online ads feel deceptive.

I dont like all this texting, that is for these young people. I will be 72 next month this virtual is crazy to me .

I fill who ever come up with all this stuff need to consider the Elderly, because we order stuff we are not dead we are still alive.

Learn how to take all people in consideration and yes I am pissed.TikTok is mainly the problem, their Merchants are ripping people off and lying with all that fakes advertisement. They use to be straight and now everybody trying to get over.

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Pamela C Itg

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Brockton, Massachusetts

I shredded the card. Don’t want anyone...

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I shredded the card. Dont want anyone to use it(scammer) had/has the number.

The scammer was supposedly working with *** as a security consultant. He was trying to trap scammers.

User's recommendation: Make sure you are not dealing with a scammer. This one supposedly was working with Norton as a security specialist.

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Jennifer L Kwd

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Olympia, Washington

I have an account and need to make...

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I have an account and need to make payment. However my number has changed.

Trying unsuccessfully, to log into said acct. go to change my number to verify myself and states I can not and that affirm will not help me!?

Ha! Wtf?

Why the *** is this so difficult!!??

Highly frustrated

Preferred solution: To log into my account

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Norman L Lrm

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Sacramento, California

Great customer service support

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Accidentally marked low score should have been excellent {{Redacted}}

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Bruce P Usr

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Woodruff, South Carolina

I purchased an e-bike with Aipas but it...

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I purchased an e-bike with Aipas but it hasn't been delivered and [PERSON_NAME] says it will be delivered today 06/03/26, but [PERSON_NAME] says they don't even have the package, so someone is wrong and I'm not paying for something I didn't receive.

Loss:
$1200
Cons:
  • You cant talk to an actual person

Preferred solution: Deliver product or service ordered

User's recommendation: Don't use Affirm

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Anonymous
map-marker Phoenix, Arizona

Disconnected

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Oh lets see, being disconnected was not a great experience for me.i was told i was being transferred but instead i was hung up on.

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Christofer Hrg
map-marker Gadsden, Alabama

To make a payment my debt was compromised. I just got my new one today

Ive been trying to make my last payment $18.80 for hike shoes. My debit card was compromised I just my new today

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Anonymous
map-marker Atlanta, Georgia

Payment

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I tried too call and pay off my loan,could not reach anyone ,I also tried going online it is very difficult online to reach anyone so after hours of trying to contact someone I gave up.. I was very happy for the service it's just difficult to get you guys paid.

User's recommendation: I would like too be able to contact someone for payments. An actual real person.

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