Affirm

Worse ever Company to deal with next to Capitol One! The have no system in place to reset your password to access your account nor to update / change your phone number; unless, you bow down to their terms like a Slave & allow them to invade / steal away your United States Constitutional 14th Amendment Privacy Rights protected under the United States of America.

They demand a photo (pic) on a Driver's License or Passport which they are not legal authorized to ask for of you before they will give you return access to your account and or allow you to make a payment. They are in a Foreign Country and have no accountability to any American Customer & they do not have to obey Amerikaan Laws! All Customes are at risk of having their identity stolen by Foreigners at their Foreign Companies in Foreign Countries from the Philippines to Canada, etc. They firce us to give up our pictures / driver's License & or Passports that have all our information fir one of their Employees to steal & use for their benefits!

Or worse, if their Country wanted to WAR against American Citizens they have all the informational access to harm us. It does not make sense that that hace you verify who you are, send you codes to prove your identity then turn around and wrongly demand a pic of you that can be photoshop! They have no clue what we look at so collecting a photo of us proves nothing. No where when opening up a credit account with them do they ever ask for our pics, so why ask for our pics when we change our phone & want to update it's number or lose our password!

It is only these overpriced Foreign cheap Companies that want to slice & dice us a part to know everything about us. Even Government offices don't ask for our direct photo. If any did they would not restrict us from paying out bill as Affirm does. According to multiple Affirm Foreign Employees from Philippines to Canada I spoke to from Feb.

to May 2023 I can not pay on my two small account without helping them steal my image / Driver's License & or Passport. They demand I have a Driver's License for 4 months in order to Pay on my account. There is no America nor Foreign Law that can force me to have a Driver's License. Then the Canadian Supervisor MacKenzie states in May that they will accept a Passport.

If I refuse to give them my Driver's License photo why in *** would I give them my Passport photo instead? The hold point is that they legally have no right to request my pic nor my Driver's License or Passport without my permission. The Supervisor & other Foreign Empyees refuse to say how many People will have access to keeping my photo and she refused they will use my picture in their Country! I can not risk having to deal with identity theft, robbery of my money from my Bank norcwirry about who will harm me using my infirmation that Affirm & its Employees will never be held accountable for.

I valuable who I am and my private information more than gold. I will not give my information of my pic / driver'sicense or be forced to get a Druver's License or submit my passport for a Foreign Company to have and use anyway they want. I have a responsibility to protect my Human, Civil & Constitutional / Physical image Rights and my Bank account! I will shop elsewhere with Companies that are in America and who hire American Workers!

Screw Affirm and it's thievery ways to steal our images, money (30% interest rates they charge). The Canadian Supervusor McKinsey try to use fear tactics and violated the Fair Debt & Collection Laws and said to me that "once your account becomes delinquent & goes on your Credir Report you will never be able to remove the debt off your three credit reports." She oblivious did not know we Americans can dispute our credit reports and get erroneous lying debts off of our reports. She thought she could intimidate me & I reminded her I was recording the call to use in court against her & the Owners of Affirm.

She got mad & put me on ao g hold where she never came back. So, now I got to decide do I want to sue in Small claims where I can't sue over $10,000.00 or file in Civil Rights Court where the matter belongs fir any amount I want to since Affirm is *** bent on ruining my credit by blocking me out if my account & demanding my photo plus sue them for all their Fair Debt / Credit Laws violations!